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MEC Plans

The Affordable Care Act states that all individuals must have health benefits and all employers with 50 or more full-time employees must provide coverage to all eligible employees or they are subject to fines/penalties. This can be known as "pay or play" or employer shared responsibility. Government Benefit Services offers Minimum Essential Coverage plans, which satisfy the penalty for both, the employer and the employee. Our plans are substantially less expensive than traditional medical insurance and serve as a low-cost solution.

Minimum Essential Coverage plans allow companies to cost-effectively provide employees with health plan coverage required under the Affordable Care Act (ACA). Employees get access to preventive care and other programs that encourage wellness, while companies avoid paying costly tax penalties for non-compliance.

Implementing an MEC plan and combining it with other consumer driven plans such as an FSA is a great way to help employees save additional dollars on out of pocket medical expenses.

Let Government Benefit Services consult with you to put a plan in place that complies with the ACA and works for both your company and your employees.